Get smart with your money
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The book provides approachable advice for sound investing. Saving and investing are important parts of planning for a person's future. They are ways of increasing an individual's wealth, in addition to working and earning a salary. This book discusses banking and bank accounts (how to open an account, the types of accounts that are available, simple and compound interest, how to make a deposit and to write a check, how to use ATM cards, budgeting...
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Through this engaging book, students learn how to make a good budget, one that includes income, expenses, and savings. Knowing how to earn, spend, and save money are important money management skills. Using good money management skills can help a person become financially independent. Readers also learn that making and following a budget can help them reach their short-term and long-term goals. This book explains how to set up a weekly expense record...
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Any first job is a thrill. It provides a sense of worth, not to mention the pay. A first job presents an opportunity to "get smart" with money, helping young workers to see exactly how money comes and goes. Good money management involves learning how to prepare a budget, how to spend wisely, how to save and invest for the future, how to satisfy the laws, and how to help improve society. This compelling book gives readers a solid foundation in first...
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This exciting book provides solid tips in planning for a first apartment, including strategies to help in searching for one. It also offers readers guidance in trying to avoid possible differences with roommates (such as suggestions for terms to be covered in a roommate agreement). Students learn about planning for the costs of living on their own, budgeting for expenses, including moving, rent, utilities, food, transportation, and maintenance, as...
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This informative book provides everything your readers will need to know about negotiating the deal, warranties and service contracts, and getting a loan when buying their first car. It offers helpful tips on fuel conservation, buying hybrids, and how to maintain the car. The final chapter discusses smart cars, cycles, scooters, and mopeds (non-car options).
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Today, the average person cannot buy a car or a house without borrowing money. Many people cannot go to college unless they have loans. Even small purchases, if made online, require a credit card. Borrowing, or credit, is a fact of modern life. Students learn about the ways to take control of credit, making it work for them. This compelling book about credit and credit card smarts provides a thorough explanation of secured and unsecured credit, the...
